Farm and Ranch Insurance

Client Centered

Farm and Ranch Insurance is a division of LBK that we do not just sell it but we live it.  

Having both been raised in the farming and ranching industry and still currently ranching themselves, Scott and Jennifer are passionate about serving the Farm and Ranch Industries.  

When it comes to the complexities of insuring your farm, ranch, dairy or equine facility it is crucial to have someone that understands the risks and your entire industry.  As a certified Nationwide Farm & Ranch specialist, Scott heads up the Farm and Ranch division and has not only insures it but has worked in every line of business under Farm and Ranch.  

Scott’s work resume goes from managing cow/calf operations, doctoring yearling cattle in wheat fields, milking cows on the dairy, training rope horses, row cropping, raising hay, drenching goats/sheep, working at a horticulture/tree farm and poultry facilities and was also an Ag Extension Agent early in his career.  He has participated in rodeos across the country in calf roping and roped at the professional level for many years. All of these attributes bring a practical knowledge of the facilities and operations we insure and permit us to be a Farm & Ranch Insurance Specialist for you.

Because Farm and Ranch Insurance is so important to us, we have 10+ carriers to place your insurance.   This allows the specific products required to make you a custom insurance plan that meets all your needs and at the best value for your money.  

If it is agriculture-related, we have a market and the expertise to assist you in tailor-making an insurance plan. 

  • Traditional production farms and ranches
  • Extra protection for expanding farms and ranches
  • Smaller farms
  • Customized policies

What’s covered?

Your base policy typically protects farm homes, buildings, machinery, equipment, and livestock. In short, all the coverage the average farm may require. Then, we'll tailor fit your policies to meet your exact needs. 

Coverage for your farm or ranch may also include:

  • Disruption of farming operations
  • Identity fraud expense coverage
  • Earthquake coverage
  • Farm machinery and equipment replacement
  • Peak season coverage endorsement
  • Sewer/sump pump backup
  • Temperature sensitive endorsement 
  • Household property protection 

Your operation is more than a business, it’s a legacy and your livelihood. Let us help you protect what you care about most.

Standard policies may include:

  • Rental reimbursement 
  • Equipment breakdown 
  • GPS equipment 
  • Cab glass repair or replacement
  • Foreign object damage to combines
  • Damage during towing and hitching
  • Farm machinery contact with roadbed or ground
  • Borrowed farm machinery 
  • Fire extinguisher recharge

Why we're different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.  After all, there's no such thing as a one-size-fits-all insurance when it comes to your business.

Contact us today, and we'll help you protect what matters most.

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